FY2026–27 Borrowing Power: What’s Changed and How to Use It

FY2026–27 Borrowing Power: What's Changed and How to Use It

Borrowing power in Australia has changed again for FY2026–27.  Following higher interest rates, new APRA lending requirements and tax changes from 1 July 2026, many borrowers are wondering how much they can now borrow. While some changes make it harder to qualify for a home loan, others may slightly improve borrowing capacity, depending on your […]